I am not a Karen. I just wanted to make that clear before I share my story. Knowing that I was going to have a few medical expenses this year, I put money away in a health care spending account. If you don’t know what that is, it’s like having an account that you can
2026
Hello everyone! We are now in our 15th year of ministry - all glory to God alone! As you can see on our website, we’ve written a lot of devotions over the years. This year,



